Cash Flow Leasing: Your Go-To for Business Loans
At Cash Flow Leasing, we are committed to providing businesses with flexible financial solutions. Beyond our renowned lease finance options, we now offer an array of business loans tailored to meet your unique needs. Whether you’re looking for tax loans, drawdown facilities, standard unsecured loans, or cash advances for merchants, our expert team is here to help you navigate the best options for your business.
Understanding Business Loans
Business loans are crucial financial tools that provide companies with the necessary capital to grow, manage cash flow, and invest in new opportunities. Let’s explore the types of loans available for businesses, all of which you can apply for with Cash Flow Leasing.
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Tax Loans
What are Tax Loans?
Tax loans are specialised financial products designed to help businesses manage their tax obligations. These loans allow companies to spread the cost of their tax bills over a more manageable period, avoiding the financial strain of a large, one-time payment.
Benefits of Tax Loans:
- Improved Cash Flow: Spread the cost of your tax bill over several months.
- Avoid Penalties: Ensure timely payment of taxes to avoid penalties and interest charges.
- Flexibility: Tailored repayment plans to suit your business’s cash flow cycle.
- Peace of Mind: Focus on running your business without the stress of looming tax deadlines.
Drawdown Facilities
What are Drawdown Facilities?
Drawdown facilities offer a flexible way for businesses to access funds as and when needed. Rather than receiving a lump sum, businesses can draw funds up to an agreed limit and only pay interest on the amount drawn.
Benefits of Drawdown Facilities:
- Flexibility: Access funds on demand to meet varying cash flow needs.
- Cost-Effective: Pay interest only on the amount you use, not the total facility.
- Control: Manage your borrowing more efficiently with funds available when required.
- Scalability: Ideal for businesses with fluctuating financial needs, allowing for scalability.
Unsecured Loans
What are Unsecured Loans?
Standard unsecured loans are an excellent financing option for businesses that prefer not to offer collateral. Collateral is an asset of value that a lender can repossess to recover losses in case of default. Without collateral, the lender assumes more risk and typically charges higher interest rates to offset this added risk. Unsecured loans are based on the creditworthiness of the business and its owners, offering a straightforward way to obtain funds for various business needs whilst protecting your personal assets.
Benefits of Standard Unsecured Loans:
- No Collateral Required: Access funding without risking business or personal assets.
- Quick Approval: Faster approval process compared to secured loans.
- Fixed Repayments: Predictable monthly repayments help with budgeting and planning.
- Versatility: Use the funds for any business purpose, from expansion to working capital.
Cash Advances for Merchants
What are Cash Advances for Merchants
Merchant cash advances offer a rapid funding solution tailored for businesses that process card payments. This type of financing is perfect for merchants seeking to boost cash flow, seize growth opportunities, or manage day-to-day expenses. With quick access to funds and repayments linked to card sales, merchant cash advances provide a flexible and efficient way to support your business without the need for collateral. Ideal for retailers, restaurants, and other card-accepting businesses, these advances ensure you can move forward with confidence and agility.
Benefits of Cash Advances for Merchants:
- Fast Decisions: Offers provided within 24 hours if all documents are supplied.
- High Approval Rate: Over 80% approval rate.
- Flexible Repayments: Repayments in line with cash flow.
- Same Day Top-Ups: Available once a merchant has repaid more than 50%.
Why Choose Cash Flow Leasing?
Customer First
We structure our brokering to fit your company. We take time to get to know our customers.
Ethics & Trust
Transparency and communication ensures you know what we can achieve together, every step of the way. We ensure you’re prepared so you can obtain the assets you need, with long-term security.
Accuracy
We get to know your situation well so we can deliver an accurate leasing arrangement.